Bad Credit Car Loans and Auto Financing Penticton, British Columbia
Penticton auto loans for bad credit in British Columbia
Through our lending department, we work with each unique customer on a case-by-case basis to develop the perfect car loan packages for their needs. Every customer, of course, has different needs, so it is important to us that we are able to provide loan options that are suitable for everyone even those customers with no credit or bad credit.
Bad Credit Car Loans Penticton, Car Loans Penticton
When a customer begins the process of applying for a loan of any sort, the customer will be able to provide us with a broad range of information about their financial situations. Based on this information, we develop several different loan options for the customer to choose from. Each of these loan options is designed to be affordable and easily manageable for our customers no matter what their financial situations are.
We then sit down with our customers to discuss their loan options. When customers meet with us, they can refine those options even more based on their comfort levels. In the end, we hope to ensure that each customer is extremely comfortable with the options they have when buying a car.
Getting Your Car Loan in the Penticton area Approved
Getting approved for car loans at Loan Doctor is easier than you may think. In just three simple steps, you could be driving away in the new or used car of your dreams. The car loan process begins by simply filling out a two minute online application. Your information will be forwarded to a professional credit specialist who will make a plan to get you approved for new or used car financing.
We'll contact you regarding your application and direct you to the loan center nearest you. Just bring in your driver's license, two paycheck stubs and a voided check from your account, and we'll do the rest. Purchasing a new or used car should be an exciting experience. Come to Loan Doctor to find out how to get approved for your next vehicle.
Auto financing can work in a number of ways. Most commonly, people either secure a loan from their bank, credit union or other lending institution before stepping onto a car lot, or they apply for loans through the dealership.
Both ways have advantages and disadvantages. If you secure your loan first, you are in a better position to bargain for your vehicle, and you may get a lower interest rate. However, because dealers work through so many different lenders, they are often able to shop around to find you the best deal.
In addition, if your credit is damaged or you have no credit history, the dealership may offer you auto financing, whereas your bank may not want to take a chance on you. However, do not discount lenders such as Loan Doctor, as we specialize in customers with credit problems and work closely with our Dealers who are Loan Doctor Authorized Finance Centers.