Speak with Loan Doctor to Save Money on Used Cars

For many people, buying a used car is a scary thing. There are so many car options, financing options, and variables out there that it can easily become overwhelming for the average person to feel confident in the buying decision that they are about to make. Regardless of your used car buying experience, we encourage you to start your used car purchase with a trip to your dealer.

By stopping by the dealership first to discuss your options and opportunities, your dealer can not only provide you information about financing, but can also help you find the right car for your needs. Here are a few ways that your dealer might help to make the used car buying processeasier than you’ve even imagined.


While we’d all like to think that every car we buy will last for decades without needing repair or service, the reality is that used cars and new cars are tools that are built on engines and parts that will inevitably wear down. Even the best built cars will need to be serviced, have parts replaced, and upgraded from time to time. However, not all cars need service on the same schedule.

Your dealer will be able to show you which cars are most likely to require the most or least amount of service in the coming years. By being able to predict the service that your car will need, you’ll be able to predict the true cost of owning your car with a greater degree of accuracy.

Cost of Ownership

Owning a car is not only expensive if you need service, but it can also be costly to maintain. For example, it’s obvious for many people that SUVs are more expensive to operate than smaller coupes simply because of the gas they guzzle. There are other considerations that you may want to think about as well. A dealer can help you take a look at all aspects of a car to decide which options are the best for you.


Buying a used car doesn’t mean that you have only one type of car available to you. When you speak with a dealer, your dealer can show you a variety of options that will not only cost different amounts to buy, but that will cost different amounts to operate and will have different resale values.

No matter what kind of used car you’d like to buy or what your budget is, start your used car buying search by speaking with a dealer in order to save money and get the best car loan in Sudbury for you.

 Loan Doctor Northern Ontario can help, contact us today  for guaranteed car loan approvals regardless of past credit issues, and a huge inventory of used cars and trucks to suit both your lifestyle and your budget.

An Overview of Our Bad Credit Car Financing Services

We are dedicated to providing services that our customers can rely on in order to get the best car for their lifestyle and budget. These services include a wide variety of new and used vehicles, online interactive features, a service department, and a wide range of financing options for customers of all budgets.

We’d like to take this opportunity to tell you more about our bad credit car financing options which may be available to you to help you afford your next used car:

Loan Program

Our bad credit car loans in Montreal help to ensure that all of our customers can practically afford to buy a car – no matter what their current financial situation is. Through this loan program, we are able to offer manageable loans to our customers based on their budgets. These programs will be developed so that each customer is able to afford to buy a car not only now, but also years down the road.

In order to get you the best possible loan rate, we will review your credit history and your current financial situation. We will then present you with options in terms of the size of the loan we can offer, the interest rate associated with that loan, and more. Contact us for details or to fill out a credit application today.


When you contact us for information about bad credit car financing, you’ll be at a financial advantage. Once we review your financial situation, we’ll assess which types of vehicles will be best suited to your lifestyle and long-term financial constraints. We’ll, therefore, be able to place you in a vehicle that you can comfortably afford that is also safe and reliable. By working first with your budget and then with your options, we’ll help to increase the likelihood that you can practically afford your loan payments for years to come, no matter what happens in your private life.


In addition to our competitive loan program for bad credit car financing, we also offer continuous specials that are designed to ensure that you have low interest, no down payment, and other special opportunities throughout the year. If you are looking for added discounts off of the purchase of your car, then ask us about current or upcoming specials that may help you even more.

Contact us today  for more information about how bad credit car loans in Montreal work.  We can get you approved and driving, usually in less than 24 hours! Apply Today!

What is Automotive Financing?

Automotive financing is a situation in which a car buyer requires financial assistance to help pay for a new vehicle. There are several different ways that buyers can finance the purchase of a car, including taking out a loan. In order to understand automotive financing, it is important to understand how loans work as well.

While a minority of car buyers will be able to pay for their new vehicles with cash, the vast majority of individuals need some sort of automotive financing. Car financing in Lethbridge is often synonymous with a car loan – meaning that the financing is usually done in the form of a loan made by a lender for the purchase of a car.

In order to buy a car, many people approach lenders, such as a The Loan Doctor, with a request for money. Lenders usually like to see that the buyer has some money (or another car) to put down as a down payment for, or trade in for a car. The lender will then determine if the borrower is a good risk.

 Speak with us today at http://www.loandoctor.ca/calgary-southern-alberta/   in order to find out how much we are willing to lend you and how quickly you will need to pay off that loan.  Have Bruised Credit? Don’t worry we can get you approved for your car loan in Calgary.

3 Reasons to Buy Used Trucks

No matter what kind of truck you’re looking for or what your budget is, chances are good that you will get a better value and long-term reliability from your truck if you purchase it from a dealer. While there are many reasons to purchase yourused truckfrom a dealer, we’ve come up with the top 3 that will save you time, money, and, in some cases, your health.

1.       Certified pre-owned truck warranty. When you buy a used truck from a dealer, most dealers will be able to give you a certified pre-owned truck warranty. Some warranties will come directly from the vehicle manufacturer. Other warranties will come from the dealer. Many buyers will be eligible to receive both.

A certified pre-owned truck warranty is one that comes directly from the manufacturer and can only be offered by an authorized dealer. The reason that dealers can offer certified pre-owned warranties on some used trucks is that they have had authorized mechanics inspect the car based on the manufacturer’s check-list. If the car passes all of the points on the check-list, then the manufacturer deems that the car is worthy of the certified warranty. Private used truck sellers cannot offer this valuable feature.

2.       Used truck financing. Most dealers, including ours, offer competitive used truck financing that helps buyers find the right truck for their needs and their budget. By obtaining car financing in Hamilton through a dealer, you’ll be able to work closely with a dealer to find the right truck for you – regardless of your budget. Your dealer can provide you with personalized options that private sellers and banks cannot.

3.       Inventory and accessory options. In addition to being able to browse through a wide selection of used trucks, when you buy from a dealer, the dealer will also be able to help you get the exact truck that suits all of your needs – including financial needs, as we already mentioned.

Plus, when you work with a dealer, you’ll be able to purchase accessories that are specific to your truck model, such as winter tires to help you stay in control on slick Canadian winter roads, custom-fitting gun racks, or flat bed covers. Your dealer will make sure that you have the accessories that suit your specific model and type, eliminating the hassle of having to find accessories on your own.

If you’re thinking about buying a used truck, be sure to contact us today  for more information about our used truck inventory and financing options that may suit your budget and lifestyle! Remember the Loan Doctor in Southern Ontario can get you approved regardless of past credit issues. Apply Now!

What are Bad Credit Car Loans?

You may have heard advertisements for bad credit car loans in Saskatoon. Until you’re actually in a situation where you have to finance the purchase of a car even though you have bad credit, you may not ever pay attention to these advertisements. After all, finances can be a tough subject for many people, especially where loans and credit ratings are concerned.

If you are in a situation where you’re looking for financing, there are some misconceptions that can cost you dearly. Here are 3 of the most popular myths and facts about bad credit car loans in Northern Saskatchewan:

Myth: Getting a longer loan will help to save me money, especially if I have bad credit.

Fact: You will pay an interest rate on any loan that you take out. This interest rate is usually based on your credit history. The better your credit score and credit history, the better the interest rate (and visa versa). Therefore, you will be paying interest for the duration of the loan. If you get a longer loan (over a period of five or more years), you will pay substantially more for the car than if you were to get a shorter loan, in most cases. Therefore, try to put as much money down up front, then opt for as short of a loan as you can afford. 

Myth: If I have bad credit, I will only be able to finance an older car.

Fact: There are car dealerships and lenders that will help you afford any type of car that you want, regardless of your past credit history. However, keep in mind that if you have bad credit, your auto finance partner may have a higher risk of taking possession of your car. While you may think you have full ownership of the car once you purchase it, you actually only have partial ownership if you have taken out a loan. If you fail to pay any of your loan payments, the lender may take the car away from you. Therefore, some lenders do not care what type of car the borrower buys – if he or she does not pay for it, the lender gets to repossess it.

Myth: Buying a car through auto finance can improve my credit score.

Fact: Buying a car with bad credit through an auto finance option will only improve your credit score if you pay your loans in full every month. If you fail to make a payment, your loan could actually further damage your bad creditby decreasing your credit score. When you take out a loan, always repay it in full in order to improve your maintain your credit.

There are many ways to buy a car. Even if you have bad credit, you can find car loans in North Battleford that will make it possible to get behind the wheel of the car of your dreams. Just remember that you always need to pay back your loans – especially if you are trying to improve your bad credit through an auto finance option.