Bad Credit Car Loans

When you have bad credit it can be difficult to do a lot of things, but it can be particularly difficult to buy a car. Some things in life you really do need in order to get back on your feet and a car can be one of them. With the right vehicle you can go further to find a job or other essentials. So how do you get a new vehicle when you have bad credit? At The Loan Doctor, we can help you get back on the road with bad credit car loans.


The right car loan can not only get you into a new vehicle, but it can help you get your credit back on track. There is no fast and easy way to raise your credit score, but by making regular and on time payments to creditors you can bring it back up inch by inch. By working closely with one of our loan agents you can find the right loan terms to help you keep up on the payments and earn your credit back as you pay for your car.


Finding a lender whom you trust to give you the best terms will usually mean sitting down and having a conversation with an agent to discuss your options. By knowing how we can help you get into a new car you can make a more solid decision and know how much car you can afford before you go looking. The more questions you ask and the more informed you are on the aspects of your loan, the better off you will be in the long run. Having a good working relationship with us can help you feel more comfortable with every step of the process.


Bad credit car loans are possible and they can help you get back on your feet and back on the road. By finding the right terms and conditions with us for a car that you can afford you will be better able to raise your credit score while commuting to work or running errands.

How to Apply for Bad Credit Car Financing in Vancouver

If you have bad credit, but need to buy a car, don’t worry! We offer bad credit car financing to all customers regardless of their past credit situations. Credit history and credit score will play a role in what kind of credit options you will get, but they will not limit your ability to get a car loan. Here are a few steps that you can take today to apply for bad credit car loans in Vancouver to get one step closer to owning a car:

Check your credit report.

Before you fill out a credit application, it may be wise to review your credit report. You can get an instant credit report from any of the three online credit reporting agencies. Make sure that all items on your credit report are accurate. Remember: your lenders will review your credit history when they consider what type of loan to give you. Even if you have bad credit in your history, you can still get a fair credit loan, but you should be aware of the reality of your credit history when you approach a lender.

Fix errors in your credit report.

You may have incorrect negative items listed in your credit report. You have the right to dispute these negative items to have them removed from your credit report. If you wish to dispute a negative item (such as an unpaid bill), then contact the credit bureaus and original creditor. You should have a response from the credit reporting agencies within 30 days.

Fill out an application.

We have a secure online credit application available to help you get started with the financing process today. Simply fill out the credit application from the comfort and convenience of your home. A lender will contact you with more information about how to get started with your loan once we receive your credit application.

Speak with the lender.

Once the lender contacts you, we will go over your credit application and discuss your financial situation in detail. Based on this conversation, we will develop a variety of different program options that are custom suited to your needs. You can select the financing program that is best for you in terms of ease and affordability.

Contact Loan Doctor in Vancouver today to learn more about how you can apply for car financing in Victoria today and to get started buying and paying for your new or used car.