How To Keep Safe On Winter Roads

Driving in the snowy, winter weather conditions can be dangerous and frightening.  Especially if you are not prepared or know how to drive in the snow.  That’s why it’s important to follow a few winter driving safety tips to ensure you will be comfortable and relaxed if you encounter bad weather while driving.


First, make sure you are prepared with good snow tires or all season tires.  If the tread on your tires is bad, driving in the snow and on ice will be very dangerous.  Make sure you have enough tread on your tires to get you through rough weather conditions.


Never use cruise control when you are driving on any wet or slick surface such as snow or ice. This can be very dangerous. You should also be alert when driving in the snow.  If you are fatigued you should not drive no matter what the weather conditions are but you should definitely be alert when driving on winter roads.


Remember to drive slowly around turns and on hills.  If you are going to fast for conditions, this can lead to slide offs and accidents.  It’s better to be safe than sorry so don’t be in a rush when you are driving on icy or snowy roads. Keep in mind that stopping may become trickier if you are on icy roads.  Give yourself plenty of time to stop when you see a stop sign or stop light ahead.


Make sure to be prepared for anything with an emergency kit in your trunk.  It should include flashlights, flares, jumper cables, blankets, food, water and batteries.


Last but not least, if you can, try to stay home and not drive anywhere.  Watch the weather and try to plan your driving around it.  Some people have to get to work and other important obligations so if you have to drive in bad weather, be sure to follow these winter driving safety tips to stay safe on the road.



Loan Doctor North East Quebec offers a large selection of  used cars and use trucks. We can help you find a vehicle that fits your budget, and we offer car loans and bad credit car loans in Quebec City to our customers. Visit us today, or call us for more information at 1-877-350-5858.

You Went Bankrupt, Now What?

If you are one of the unfortunate people who have had to declare bankruptcy in the past year or even within the past several months, you may feel depressed by the decision.  You don’t need to feel as though your life is over and your future is damaged.  You have many ways to recover from this set back.  Keep things in perspective and realize what you can do that will improve your future credit options.  You went bankrupt, now what (time to rebuild credit)?

Think about this time your life as a fresh start.  Yes, you’ve been through some tough times but that doesn’t mean these tough times have to define your future.  It is a great chance to start over and make better decisions for your life and your future.  Regardless of the circumstances that forced you into bankruptcy, you can change how you do things from now on.  Consider using cash for future purchases and staying away from high interest loans of any kind.  A general rule of thumb is if you can’t afford it, you don’t need to buy it right then and there.  Things like a used car, on sale appliances, second hand electronics, and even shopping at thrift shops for clothing and home furnishings can be a great way to save money every month.  These are actions you can take to proactively avoid bankruptcy.  You don’t need to be defined by the bankruptcy.  You went bankrupt, now what (time to rebuild credit) should be the question you ask yourself before you make a hasty purchase.

It is important to think long and hard about future purchases.  If you don’t need the item, don’t buy it.  Do you always need the latest and greatest or can you make do with an older model? The feeling of bankruptcy probably left you feeling defeated and even embarrassed so cut your spending to avoid that feeling again.  You went bankrupt, now what (time to rebuild credit) is not a question you want to haunt you for the rest of your life.

One of the best ways to start rebuilding your credit is with a car loan in Quebec City, and at Loan Doctor we can get you approved for your bad credit car loan. Apply Now

Improving Your Credit Through Car Loans


There are many numbers that are associated with you as a person.  Your social insurance number, address, phone number, and bank account numbers are all important to who you are and what you are able to do.  One number that people often forget to think about that can actually influence your life much more than any of the other numbers listed is your credit score.  Credit scores are numbers that you don’t see often, but will make getting loans either very easy or not as easy, depending on what the number is.

Not everyone has been blessed with perfect credit, but there are ways that you can increase your credit score.  One of these things that you can do to get a higher score is to get a car loan.  You may be wondering how the phrases How to improve your credit, get a car loan go together, but it is actually fairly simple.  When you go through a dealership and get a car loan in Quebec, you have the ability to improve your credit by showing that you can be responsible for a monthly payment.  This is true as long as you keep up with your payments and don’t miss any.  Next time you are wondering how to improve your credit; get a car loan!  You will be able to improve your score in a matter of months.

If you are looking to improve or re-establish your credit rating with a bad credit car loan in Quebec Loan Doctor can help! Apply for car financing in Quebec online today!