You Went Bankrupt, Now What?

If you are one of the unfortunate people who have had to declare bankruptcy in the past year or even within the past several months, you may feel depressed by the decision.  You don’t need to feel as though your life is over and your future is damaged.  You have many ways to recover from this set back.  Keep things in perspective and realize what you can do that will improve your future credit options.  You went bankrupt, now what (time to rebuild credit)?

Think about this time your life as a fresh start.  Yes, you’ve been through some tough times but that doesn’t mean these tough times have to define your future.  It is a great chance to start over and make better decisions for your life and your future.  Regardless of the circumstances that forced you into bankruptcy, you can change how you do things from now on.  Consider using cash for future purchases and staying away from high interest loans of any kind.  A general rule of thumb is if you can’t afford it, you don’t need to buy it right then and there.  Things like a used car, on sale appliances, second hand electronics, and even shopping at thrift shops for clothing and home furnishings can be a great way to save money every month.  These are actions you can take to proactively avoid bankruptcy.  You don’t need to be defined by the bankruptcy.  You went bankrupt, now what (time to rebuild credit) should be the question you ask yourself before you make a hasty purchase.

It is important to think long and hard about future purchases.  If you don’t need the item, don’t buy it.  Do you always need the latest and greatest or can you make do with an older model? The feeling of bankruptcy probably left you feeling defeated and even embarrassed so cut your spending to avoid that feeling again.  You went bankrupt, now what (time to rebuild credit) is not a question you want to haunt you for the rest of your life.

One of the best ways to start rebuilding your credit is with a car loan in Quebec City, and at Loan Doctor we can get you approved for your bad credit car loan. Apply Now

Understanding What’s Under the Hood


Many of our used car customers are committed to saving time and money. Buying a used car, of course, is one of the best and most economical decisions our customers can make. Because of the thoroughness of our inspection and maintenance systems, the used cars that our customers buy from us often have the same life expectancy as comparable new cars in the same model and classes.

We work hard to help you get the most out of your used car. Part of what we try to do to help our customers get the most from their used cars is to help them understand all parts of their cars – especially the engine. In fact, we’re often surprised by how many of our customers are not terribly familiar with what parts are included in their engines.

Our belief is that when you can understand what parts of your engine are important, you can more easily maintain your used car. Hey – you probably shouldn’t try to fix your engine on your own, of course (that’s what we’re here for), but we do believe that when you understand it, you can care for it more easily.

Remember: most issues are covered by your warranty, so let us take care of the dirty work – but we’re happy to help you learn more about it. Here are a few of the most important engine parts you should know about:

Air Input

In order for your engine to function properly, air needs to get into it. The air input filter helps to keep the air clean so that your engine can properly breathe. Having a clean air filter will also help you maximize your fuel efficiency. Air filters are generally located within a large box-like structure towards the front (grill) of the engine.

Intake manifold

The intake manifold is the system in which air mixes with your fuel to cause combustion in the cylinders. Remember: combustion has to be caused by air and fuel in all things – even forest fires, right? If an engine light turns on, sometimes it’s because there’s a fuel leak in this system. If this isn’t taken care of soon, you may lose power on the highway or have a rough idle. Come on in to let us take care of an issue related to your intake manifold.

Exhaust manifold

We usually recommend letting our technicians take care of issues with the exhaust manifold –as this component tends to be hot. You may hear a ticking noise when there’s a leak in this part of the engine.

At Loan Doctor, your place for car loans in Quebec City, or bad credit car loans in Quebec, we sell quality used vehicles. We have access to a huge inventory, and can find the car or truck that you are looking for. Visit us today at

Improving Your Credit Through Car Loans


There are many numbers that are associated with you as a person.  Your social insurance number, address, phone number, and bank account numbers are all important to who you are and what you are able to do.  One number that people often forget to think about that can actually influence your life much more than any of the other numbers listed is your credit score.  Credit scores are numbers that you don’t see often, but will make getting loans either very easy or not as easy, depending on what the number is.

Not everyone has been blessed with perfect credit, but there are ways that you can increase your credit score.  One of these things that you can do to get a higher score is to get a car loan.  You may be wondering how the phrases How to improve your credit, get a car loan go together, but it is actually fairly simple.  When you go through a dealership and get a car loan in Quebec, you have the ability to improve your credit by showing that you can be responsible for a monthly payment.  This is true as long as you keep up with your payments and don’t miss any.  Next time you are wondering how to improve your credit; get a car loan!  You will be able to improve your score in a matter of months.

If you are looking to improve or re-establish your credit rating with a bad credit car loan in Quebec Loan Doctor can help! Apply for car financing in Quebec online today!