Get Approved Online

Getting approved for a car loan in Sudbury can be easier than ever with fast easy approvals online. No more having to go to a lender or dealership to get financed, you can get approved within minutes with just a few clicks of the mouse.


You can do a search for online lenders and will only need to enter a little bit of information in order to find out if you are pre-approved.  If you have been pre-approved, the application process may go into a bit more detail.  Loan Doctor Northern Ontario will need to know the amount of your income and will need to verify your employment.  Credit is not always a factor when it comes to getting fast easy approvals online.  Even if you have bad credit, you can still get approved.  Many lenders understand that people fall on hard times and often see their credit score drop. This does not mean you can’t get approved for a bad credit car loan in Sudbury.  You can get a second chance to rebuild your credit with a new car loan. Just make sure you do not borrow more than you can handle.  You don’t want to fall back into a pattern of getting too far in debt.  Make sure your payments are manageable and that you can make them on time.


After you have gone through the online process of applying for a loan, you may receive a phone call or email telling you that you have been approved.  Make sure you read through the loan agreement very carefully so that you know what to expect and what is expected of you.  Blindly signing something that you do not understand is not smart.  If you have questions about the agreement, make sure you talk to a loan representative.


Once you have been approved and have signed for your loan, you can start shopping for a car.  No more hitching rides from friends or taking the bus, you will have your very own car to drive and an easy loan payment you can make each month.

Easy DIY Maintenance Tips for Winter

Now that winter is fast upon us, it is time to spend a little time preparing our vehicles for the elements.  Beyond the regular preventative maintenance you should be performing on your vehicle year round– oil changes, tune-ups, tire rotations and alignments, etc– winter does bring with it a set of its own checkups that you can do on your own.  Whether you drive a passenger car, a truck or an SUV, there are some easy DIY maintenance for winter tips to follow to keep you safe and warm on road.


See where you are going


One of the easiest DIY tasks you can perform is to make sure your windshield as well as all other windows and mirrors are clean and grime-free.  Use a good windshield fluid that won’t freeze and keep your windshield wiper fluid container full.  The container is under the hood and is easily visible with a marker as to the lever the fluid should be kept.  Invest in some quality wiper blades ($20 – $30 for a pair) and if you park your car outside overnight, leave the blades in the upright position to keep ice from forming on them and cracking the rubber.  This will extend their life considerably.


Check your lights


Another easy DIY maintenance for winter job for you is to visually inspect the lighting system of your vehicle.  Most new vehicles will have sensors telling you when a certain bulb has failed, but it is still smart to walk your vehicle regularly to make sure none of the bulb covers are cracked or broken.  At dusk, turn on your headlights and aim them at a wall or garage door twenty feet away to make sure both lamps are casting light in symmetry.  If not, you can adjust the angle of the light by opening the hood and accessing the headlamp housing there.


Check your motor oil


A final easy DIY maintenance for winter idea is to stay on top of all of your vehicle’s fluids, not just the windshield fluid.  You can check the motor oil level easily.  Open the hood and find the motor oil stick.  With the engine off and cool, remove the stick and wipe it clean with a shop rag.  Replace the dipstick all the way and then remove again.  You want the oil on the stick to be within the range of markers on the gauge at the bottom.  If you feel up to the task of changing your own motor oil, use a 5W 30 or 10W 30 weight oil.  These oils run better in the cold.  Check your owner’s manual to see what the manufacturer recommends.


With these easy DIY Maintenance for Winter tips, keeping your car safe and running properly is no problem and driving in winter’s sometimes nasty conditions will be a much safer endeavor.

Looking for a car loan in Thunder Bay? Why not let one of our credit specialists at Loan Doctor in Northern Ontario, get you approved and driving. We have all makes and models of quality used cars and trucks.

Why Buy From A Dealer?

If you are in the market for a used car, then we’d like to urge you to take a closer look at the used cars that we have in our inventory. At our dealership, we work hard to make sure that we have the best inventory of a wide variety of used cars of all types – including used sedans, used vans, used trucks, and more.

Here are a few reasons why we think you should buy your used car from Loan Doctor in Nothern Ontario:


One of the most important things for many of our customers is the price of the used car. We work hard to make sure that each of our used cars is priced to sell, which means that we offer the lowest possible prices for used cars of all types. In addition to our excellent prices, we also offer great  car financing in Sudbury for every used car that we sell – including used car loans, trade-in values, and even extra programs to help lower the cost of the new cars.

If you think that you may want to get financing for your used car, get started with the process online through our Web site. We have an online credit application that you can complete from the comfort of your home or office when you’re ready to get started applying for a loan. You can also learn more about the trade-in value of your used car by checking the approximate value online through our Canadian Black Book link. You can also check to see what special programs and opportunities are going on at our dealership now – or that are coming up.


We work hard to keep a fresh inventory of new cars and vehicles on our lot so that our customers can always find the right used cars for their needs. We also post information about these used cars online through our inventory link. Check our online inventory for more information about each of these cars, including photos.

Personalized service

In order to help ensure that you get the right used car for your needs, it’s important that you select a car that not only runs well, but that will also last for years to come. In order to ensure that you get the right car, our dealers will tell you as much as you need to know about each of the used cars in our inventory and provide a full inspection of each car before we sell it to you. You’ll also have a warranty with your used car!

Contact us today to learn more about our used cars or apply for your car loan in Sudbury today!

How To Get Fast Car Financing

If you’re in the market for a new or used car, now is a great time to buy.  Many dealerships offer fast car financing in Sudbury to buyers with minimal questions asked.  In the past it might have been required to fill out a lot of paperwork, but not anymore.  Our lenders want to make your car buying experience as pleasant as possible, so everything is paperless.  In addition to being easier to complete, paperless applications can be submitted anytime day or night.  You wouldn’t even have to think about stopping by in person during routine business hours to drop off a loan application.  Instead, you can conveniently submit an application on your time.

Because the entire loan process is done electronically, you can receive your fast car financing within an hour.  Upon approval, funds could be deposited into the account of your choosing and then used to purchase a car.  With all of this done right at the dealership, there would be no need to run around to financial institutions in order to get the funds to the right party.  Let the dealership take care of all the administrative worries while you enjoy the benefits of having a new car!


The dealership wants to sell cars and move inventory.  You want to buy a used car.  These two desires can be achieved in a short period of time, with a high percentage of instant approvals.  There would be no waiting around and wondering if you could drive off the car lot in your new car.  With fast car financing there is usually no need to take the time to do a credit check.  Virtually anyone who comes in with the intention of purchasing a car can achieve his goal.

In the past car buying could be a headache.  Nowadays dealerships can play the administrative and sales role.  Remove the hassle of finding funding for your next vehicle purchase.  Leave it up to the experts at the Loan Doctor in Northern Ontario to take care of it for you.