How You Benefit From Slow Credit Car Loans

Buying a car can be difficult for many people. There’s a lot of thought that must go into it, and all that work can quickly be crushed if you don’t have the credit to get approved for a car loan. Your credit can turn sour if you end up missing payments on previous loans or credit cards, or even if your payments are late. If you’ve been turned down time and time again, it can seem like no one is willing to loan you any money and you’re going to have an uphill battle trying to turn your credit around. In cases like this, you might need to turn to slow credit car loans. You can benefit from such loans by gaining confidence from approval, getting the car you want, and having the opportunity to restore your credit.


Being turned down time and again can really wear on a person’s confidence. It can make you hesitant to even apply for certain loans because you simply anticipate that no one is going to loan you any money. Slow credit car loans are there to help restore your confidence and give you the chance that you need to get your credit on track. That should hopefully be a big confidence booster.


These car loans also help you to get into the car that you want, which might not otherwise be possible. You actually might be surprised at all the different kinds of cars that the dealer has available for you to choose from. You should be able to find just the car that you want.


The biggest benefit to a slow or no credit car loan is that as long as you do your part and make your payments on time, you can rebuild your credit. This way, in the future, you don’t have to worry about being turned down for those loans that you need.


In the end, you benefit from slow credit car loans by gaining confidence, getting the car you want, and obtaining the opportunity to restore your damaged credit. All of this can point to a brighter future with more financial possibilities for you. So what are you waiting for?



Where To Find Quality Car Financing


If you are considering purchasing a vehicle, there are many things for you to consider.  Questions you may have thought about are how you are going to pay for the vehicle, whether to purchase a used or new vehicle and what type of vehicle you want to buy.  There are so many aspects to consider when making an automobile purchase and it might seem a bit overwhelming.  One of the most important things you need to consider is where to find quality car financing.  Fortunately, the Internet makes answering this question fairly easy.

Research Several Financial Institutions

With the convenience and accessibility of the Internet you can quickly and efficiently conduct research online to find rates and various terms from several financial institutions.  Each financial centre will vary in terms of rates and services they offer so be sure to check their website and find out more information about them.  You might be surprised to learn that some financial centres even offer the ease of applying online and getting your loan approved in a matter of minutes.  Many places also offer a frequently asked questions page where you can find answers to all your questions.

After you have found one or two financial centres, ask friends, family and acquaintances if they have any experience with the institution.  You might be able to find out some helpful information this way.

The Importance of Quality Car Financing

While there are many details to consider when it comes to making your next vehicle purchase, consider making quality car financing a top priority.  If you have to finance a portion or all of your loan, it will benefit you in the long run if you can find a company who will deal honestly with you and give you the best rate and service as possible.  Even if you have poor credit, there are finance centres which specialize in this area and can still help you get a great interest rate.  By researching online and asking friends and family, you will be able to ensure your car loan interest rate is as low as possible.


Items To Keep In Your Vehicle At All Times

If you are like most people, you spend a significant amount of time in your vehicle.  For the sheer fact that you spend so much time in your car or truck, there are certain things that you should keep inside in case of emergency and to make your life a little bit easier.  The following is a list of 7 things you should keep in your car in no particular order.


One of the most important things that you can keep in your vehicle is a cell phone charger.  After all of the use that you put your cell phone through, it is likely to die at some point in the day.  Having a charger in your phone will be useful in an emergency and for those occasions when your phone is dead before the day is up.


The second item on the list of 7 things you should keep in your car is a supply of water.  Water is the most important thing for your body and you will die very quickly without it.  Having a stash of water will mean life saving hydration in the event of an emergency.  Along with water, you may want to keep some kind of food like granola bars in your vehicle.


Another thing that is important to have in your vehicle is a pair of jumper cables.  Keeping these in your car will ensure that you are never stuck with a dead battery and can help if someone you know ever gets one.


Something else that you may want to keep in your car or truck is a blanket or towel.  You can use these to stay warm or dry off if you find yourself wet and without a change of clothes. You can also keep a spare change of clothes for this reason as well.


Spare cash is another great thing to keep in your car because it gives you the ability to pay for things if your wallet ever gets stolen of you find yourself without cash.

While this list of 7 things you should keep in your car is great, there may be other things you may want to consider as well.


Looking for a car loan in Fort McMurray? Loan Doctor can get you approved and driving, usually in 24 hours or less. We can find a quality used vehicle, to fit your budget and your busy lifestyle. Visit Loan Doctor Fort McMurray today!

Get Your Car Ready for Spring by Listening Well

As we head into warm spring months, chances are good that you are already starting to think about road trips and weekend vacations. In order to safely take long drives for extended periods of time, it’s important to be sure that your car is in excellent condition and that you don’t have any engine parts that are threatening to come loose at any moment.

Listening to your car and reveal a lot about what’s going on under the hood that you may not be able to see. Plus, it will be easier to listen to your car in the spring because it’s a lot nicer to drive with the windows down! Even if you are not a car maintenance guru, there are some noises that should alert you to possible damage or danger. Here are a few noises that you may hear from your car and more information about what they may mean:

Squeal with Varying Pitches

The most common cause of a squeal coming from your engine – especially a squeal with varying pitches – is a belt. When you hear a squeal, chances are good that the belt is about to fail because it is loose. It’s important to take you car in for an inspection right away whenever you hear this kind of squeal.


Many times, you will hear a faint clicking noise coming from your engine after you turn off your engine. Don’t worry – a faint clicking noise is a normal noise that is caused by your manifold dropping in temperature. You will not need to get your engine checked out if you hear this noise.


A howl that sounds like a cat when you turn your steering wheel (especially during parking) is a normal noise for many people. However, it’s not a safe noise. You should bring your car in to see if you need to add more power steering fluid to your car.

Clicking While Turning

If you hear a clicking noise while turning your wheel, then bring your car in for an inspection immediately. Chances are good that the CV joint (part of your axel) is wearing out. You don’t want to have an axel wear out during a weekend trip!

Whooshing Sound When Turning on the Car

If you hear a loud whooshing noise when you turn on your used car, then you’re probably okay. There is a large fan located behind your engine radiator that moves a lot of air quickly, causing the whooshing noise.

Contact the Loan Doctor in Regina for more information about how to listen to your car to get it ready for safe springtime driving.  We offer used cars and used trucks, car loans and bad credit car loans in Saskatchewan

Speak with Loan Doctor to Save Money on Used Cars

For many people, buying a used car is a scary thing. There are so many car options, financing options, and variables out there that it can easily become overwhelming for the average person to feel confident in the buying decision that they are about to make. Regardless of your used car buying experience, we encourage you to start your used car purchase with a trip to your dealer.

By stopping by the dealership first to discuss your options and opportunities, your dealer can not only provide you information about financing, but can also help you find the right car for your needs. Here are a few ways that your dealer might help to make the used car buying processeasier than you’ve even imagined.


While we’d all like to think that every car we buy will last for decades without needing repair or service, the reality is that used cars and new cars are tools that are built on engines and parts that will inevitably wear down. Even the best built cars will need to be serviced, have parts replaced, and upgraded from time to time. However, not all cars need service on the same schedule.

Your dealer will be able to show you which cars are most likely to require the most or least amount of service in the coming years. By being able to predict the service that your car will need, you’ll be able to predict the true cost of owning your car with a greater degree of accuracy.

Cost of Ownership

Owning a car is not only expensive if you need service, but it can also be costly to maintain. For example, it’s obvious for many people that SUVs are more expensive to operate than smaller coupes simply because of the gas they guzzle. There are other considerations that you may want to think about as well. A dealer can help you take a look at all aspects of a car to decide which options are the best for you.


Buying a used car doesn’t mean that you have only one type of car available to you. When you speak with a dealer, your dealer can show you a variety of options that will not only cost different amounts to buy, but that will cost different amounts to operate and will have different resale values.

No matter what kind of used car you’d like to buy or what your budget is, start your used car buying search by speaking with a dealer in order to save money and get the best car loan in Sudbury for you.

 Loan Doctor Northern Ontario can help, contact us today  for guaranteed car loan approvals regardless of past credit issues, and a huge inventory of used cars and trucks to suit both your lifestyle and your budget.