Buy A New Car With Easy Bad Credit Car Loans

If you’re in need of a vehicle, but you’re concerned about your creditworthiness, don’t be!  There are lots of financing options available to people of all types of credit history.  It can be virtually pain free to get easy bad credit car loans in Halifax from a dealership today.  There may be a few prerequisites that you need to meet in order to qualify for a bad credit loan, but usually the questions are easy, and most people can be approved within minutes.  With interest rates at record lows, now is a great time to buy.

Buying a new or used car shouldn’t be a humiliating experience for those with poor credit.  A credit score does not change the fact that most people need a vehicle.  With easy bad credit car loans, a dealership can help individuals with all kinds of credit backgrounds.  In order to qualify, a few questions may be asked, though.  It might be required that you make at least $1,500 per month from a source that you can prove.  This can be done with paystubs or tax returns.  It isn’t necessary for the income to come from one source, but it is necessary for you to prove you received the income and where it came from.  What the dealership may be looking for is a reliable source of income that shows what you can use to start making car payments from.

Another factor in qualifying you for easy bad credit car loans may be your ability to obtain car insurance.  Whether a person is getting a bad credit loan or a traditional car loan in Halifax, most lending institutions require that the vehicle is insured before the new owner drives it off the lot.

If you’re looking for a used vehicle, don’t let your credit score get in the way.  Loan Doctor in Nova Scotia is willing to work with individuals who can prove that they are receiving monthly income, and that they can insure a vehicle.  Find a dealership that can help you finance a car.

Getting a Car Loan After Bankruptcy

If you are like many people that have had to file for bankruptcy, chances are good that you are concerned about getting an after bankruptcy car loan in Halifax. While it is true that filing for bankruptcy can hurt your credit and cause some financial difficulties, we want you to know that you will be able to get an after bankruptcy car loan from many sources, including Loan Doctor Nova Scotia.

The truth of the matter is that no one plans to file bankruptcy. However, it is not unusual for people to get themselves into difficult situations that require them to use all necessary resources, including the option of filing for bankruptcy. If you are like many people and have bad credit because of a bankruptcy filing, we want you to know that there are ways for you to recover. Here are the next steps you need to take in order to get an after bankruptcy car loan:

1.       Fill out a credit application. For your convenience, we have an easy credit application available online that you can fill out from the comfort of your home. Of course, you can always come to our dealership to learn more about our credit program or to fill out a credit application in person.

2.       Speak with a lender. After you have filled out your credit application, we wll review it and contact you. You can also contact us first for more information or to discuss your options. We will go over your credit applicationin detail and discuss available options, including different types of loans you may be able to get. We will also show you which cars on our lot may best suit your financial and lifestyle needs.

3.       Decide on a loan plan. Once we discuss your options with you, you’ll have more clarity about which loan plans may work best for you. For example, you may be able to choose between getting a high interest rate loan for a short period of time or getting a low interest rate loan for a long period of time. We’ll make sure you’re fully aware of all options before we move forward with your sale.

Contact us today  to learn more about how you can get an after bankruptcy car loan in Dartmouth today. We can get you approved for your car loan.