Trading In Your Old Vehicle

When it comes to cars, the newer models always seem to be appealing.  Whether you like cars or just need to upgrade your current vehicle, getting the best possible trade on your vehicle is important.  There are steps you can take in order to get the highest value for your trade in vehicle.  Your current vehicle may be in fairly good condition yet you want to be sure you get a high amount towards a new one.  If your current vehicle is in less than good condition, you will still want to put in a little bit of work to ensure you can trade up for a better vehicle.

Before taking your vehicle to a car dealership, do your own research.  Be objective about the condition of the car.  There are some things you cannot change such as the age and age of the car but there are things you do so you can be getting the best possible trade on your vehicle.  If your car is a certain age or has high mileage, you can’t change that but you can do things to improve the overall condition of the car.  Some simple things to do would include a professional waxing and buffing of the exterior to eliminate any scratches and sometimes the dents can be fixed.  Another simple fix is to replace burnt out lights throughout the interior and exterior of the car.  Replacing broken glass whether it is the mirrors, windows, or in the dashboard of the car.

The interior of the car should be clean.  Sometimes our vehicles will have stains, odors, and even rips in the interior that are simple to fix and should be if you are interested in getting the best possible trade on your vehicle. While these may seem simple and only cosmetic, they can go a long way when asking a dealership or private buyer to purchase your car.  If they notice these surface issues are taken care of and the car is running just fine, the age and mileage will not have such a negative impact.

If you are shopping for a quality used car in Ottawa, Loan Doctor has you covered. We offer a huge selection of great used cars and trucks, along with car financing in Ottawa to fit your lifestyle and your budget. Visit us today at www.loandoctor.ca/ottawa-area

Used Trucks From Loan Doctor

Are you in the market for a used truck, but don’t know where to begin your search? Come on down to take a look at the amazing used trucks that we currently have on our lot. We’re happy to help you find the right used truck for your needs – and can help to ensure that your used truck will last for years to come.

Here are a few of the top reasons why we recommend buying your used truck from us:

Huge selection

There are many different types of used trucks that are available on the market and each of these used trucks comes with special features and capabilities. Some of our used trucks are capable of hauling large items, such as boats or trailers. Other used trucks are designed to carry all of your friends. In order to find the right used truck for your needs, it’s important that you have a huge selection to choose from.

Inspection

Whenever you buy a used truck, it is important that you can rely on the used truck to be safe and durable for years to come. We thoroughly inspect each used truck in our inventory before putting it on our lot to help ensure that the used trucks that we sell are going to provide our customers with that reliability and longevity. Make sure that you always buy a used truck only after it has been inspected so that you know you can depend on the used truck to last.

Warranty

While we are confident that every used truck we sell will be reliable and last for years to come, we are always aware that something unexpected could happen to the used truck. For that reason, we make sure that every customer has a warranty for the used truck that they buy from us. This warranty helps our customers have peace of mind that we will help to fix the problems that befall the used truck at no cost to the customer. Many issues are covered by the warranty, but be sure to ask us about details and options.

Contact us today to learn more about our fantastic line-up of used trucks. If you are looking for auto loans in Ottawa, Loan Doctor offers car financing, even no credit or bad credit car loans in Ottawa. Visit us today at www.loandoctor.ca/ottawa-area/

Looking To Re-Establish Your Credit Rating?

 

If you have bad credit or no credit but still need to buy a car, chances are good that you are concerned about whether or not you will be able to qualify for a car loan in Ottawa. The good news is that when you apply for a car loan with our dealership, you can be sure to get one regardless of whether you have bad credit or good credit.

Here are a few things that you need to know in order to get an excellent car loan for a reliable car that will last for years to come:

Understand credit

Before you apply for a car loan, it’s important to understand what credit is and why credit is an important factor in your car loan in Peterborough. Credit is an accumulation of points related to your past financial decisions. When you have a history of making wise financial decisions, you will have positive points attributed to your credit. However, if you have made bad financial decisions or do not have a long credit history, then you will have negative points applied to your credit.

How credit impacts a loan

Based on your credit score, lenders will determine how much of a loan to give you and what interest rate to apply to that loan. If you have a good credit score, you may be able to qualify for a higher loan and lower interest rate. If you have a bad credit score, you will still qualify for a loan with us, but you may qualify for a smaller loan and a higher interest rate than those customers with good credit. Keep in mind that you will still be able to get a safe and reliable car from us even if you do have limited credit opportunities – so don’t worry about that aspect!

How to apply

Whenever you take out a car loan, you’ll need to start the process by completing a credit application. The credit application is designed to provide us with information about your credit history and current financial situation. Based on your credit application, we’ll be in a better position to design a loan program that suits your budget and lifestyle without being difficult for you to afford. You can start this process online using our online credit application.

Contact us today to learn more about how you can qualify for a no credit or bad credit car loan in Ottawa today!

What You Should Know About Bad Credit Car Financing in Ottawa

If you are ready to buy a new or used car, but have less than perfect credit, you’re not alone. Many of our customers need to find bad credit car financing in order to afford to buy and maintain their cars. We have a wide selection of financing programs that are designed to make buying and maintaining a car easy, even when customers have bad credit. Here are a few things that you need to know about getting bad credit car financing:

There are many opportunities

When it comes to buying a car, chances are good that you want to have options. Having options not only means that you have the loan programs that best suits your needs, but it also helps to ensure that you are comfortable with the final loan program you choose. Our bad credit car financing programs is diverse so that you can select the options that work best for your unique situation. These options may include a loan program, or they may simply mean that you buy your car when we are running a financing special.

You can learn more online

We have a good deal of information on our Web site that can help you learn more about how you can save money with a bad credit car financing program. You can learn more about opportunities that may be available to you . These opportunities may include our loan program or they may include things like our Specials program or even our vehicle trade-in programs. Check out these sections of our Web site to learn more about the programs that may suit your needs.

Some options can improve your credit situation

There are some bad credit car financingoptions that can improve your credit. For example, if you take out a bad credit car loan that you are then able to repay, you may be able to improve your credit score and history by repaying that bad credit car loan. Contact one of our agents to learn more about the bad credit car financing programs that may help you.

Everyone qualifies

There are a variety of different car financingprograms that we offer. We want to ensure all of our customers that they can qualify for a bad credit car loan when they apply. They may also qualify for savings through our other programs as well.

Contact us today  to learn more about our bad credit car financing programs or to get started with your car buying process today!