Get Approved Online

Getting approved for a car loan in Sudbury can be easier than ever with fast easy approvals online. No more having to go to a lender or dealership to get financed, you can get approved within minutes with just a few clicks of the mouse.


You can do a search for online lenders and will only need to enter a little bit of information in order to find out if you are pre-approved.  If you have been pre-approved, the application process may go into a bit more detail.  Loan Doctor Northern Ontario will need to know the amount of your income and will need to verify your employment.  Credit is not always a factor when it comes to getting fast easy approvals online.  Even if you have bad credit, you can still get approved.  Many lenders understand that people fall on hard times and often see their credit score drop. This does not mean you can’t get approved for a bad credit car loan in Sudbury.  You can get a second chance to rebuild your credit with a new car loan. Just make sure you do not borrow more than you can handle.  You don’t want to fall back into a pattern of getting too far in debt.  Make sure your payments are manageable and that you can make them on time.


After you have gone through the online process of applying for a loan, you may receive a phone call or email telling you that you have been approved.  Make sure you read through the loan agreement very carefully so that you know what to expect and what is expected of you.  Blindly signing something that you do not understand is not smart.  If you have questions about the agreement, make sure you talk to a loan representative.


Once you have been approved and have signed for your loan, you can start shopping for a car.  No more hitching rides from friends or taking the bus, you will have your very own car to drive and an easy loan payment you can make each month.

Easy DIY Maintenance Tips for Winter

Now that winter is fast upon us, it is time to spend a little time preparing our vehicles for the elements.  Beyond the regular preventative maintenance you should be performing on your vehicle year round– oil changes, tune-ups, tire rotations and alignments, etc– winter does bring with it a set of its own checkups that you can do on your own.  Whether you drive a passenger car, a truck or an SUV, there are some easy DIY maintenance for winter tips to follow to keep you safe and warm on road.


See where you are going


One of the easiest DIY tasks you can perform is to make sure your windshield as well as all other windows and mirrors are clean and grime-free.  Use a good windshield fluid that won’t freeze and keep your windshield wiper fluid container full.  The container is under the hood and is easily visible with a marker as to the lever the fluid should be kept.  Invest in some quality wiper blades ($20 – $30 for a pair) and if you park your car outside overnight, leave the blades in the upright position to keep ice from forming on them and cracking the rubber.  This will extend their life considerably.


Check your lights


Another easy DIY maintenance for winter job for you is to visually inspect the lighting system of your vehicle.  Most new vehicles will have sensors telling you when a certain bulb has failed, but it is still smart to walk your vehicle regularly to make sure none of the bulb covers are cracked or broken.  At dusk, turn on your headlights and aim them at a wall or garage door twenty feet away to make sure both lamps are casting light in symmetry.  If not, you can adjust the angle of the light by opening the hood and accessing the headlamp housing there.


Check your motor oil


A final easy DIY maintenance for winter idea is to stay on top of all of your vehicle’s fluids, not just the windshield fluid.  You can check the motor oil level easily.  Open the hood and find the motor oil stick.  With the engine off and cool, remove the stick and wipe it clean with a shop rag.  Replace the dipstick all the way and then remove again.  You want the oil on the stick to be within the range of markers on the gauge at the bottom.  If you feel up to the task of changing your own motor oil, use a 5W 30 or 10W 30 weight oil.  These oils run better in the cold.  Check your owner’s manual to see what the manufacturer recommends.


With these easy DIY Maintenance for Winter tips, keeping your car safe and running properly is no problem and driving in winter’s sometimes nasty conditions will be a much safer endeavor.

Looking for a car loan in Thunder Bay? Why not let one of our credit specialists at Loan Doctor in Northern Ontario, get you approved and driving. We have all makes and models of quality used cars and trucks.