If it's time for you to think about buying a new or used car, then you also need to start thinking about getting your credit score up. The higher the credit score, the lower the interest rate you will be able to get, in most cases.
No matter what your credit score currently is, or what marks you have on your credit history, here are some tips that will help you increase your credit score fast. Pay off your credit cards about 6 weeks before you go in to a lender to ask for a loan. When a lender pulls up your credit report, the lender will be able to see exactly how much money you owe on your credit cards.
This amount of money will help the lender to determine whether or not he or she wishes to assume a risk by offering you a loan. Therefore, if you have a large balance on your credit cards, a lender may be reluctant to offer you a loan. However, if you can show a zero balance, you may be more appealing to a lender.
Two Minute Application
Quick, easy and secure credit application. This is the first step in rebuilding your credit and getting the vehicle you want.
Choose Your Vehicle
Loan Doctor has access to thousands of cars, trucks, vans and SUVs across the country. We finance all makes and models!
Congratulations on your new car! Loan Doctor will continue to work on lowering your interest rate even after you drive away.
No matter how many times we reassure everyone that we approve auto loans, some people still doubt that they can be approved by the Loan Doctor. To anyone who questions their ability to get a loan through us, or who simply wonders just how low of an interest rate we can offer, we want to announce that you can apply online. In the comfort of your own home, and without any obligation, you can apply for a car loan. The application is simple and only takes a couple of minutes.
Go ahead apply today. Let us show you that you do not have to be embarrassed by your credit. Unlike some companies, we pride ourselves in approving car loans for people who struggle with all types of credit problems.